Finance · 07/21/2025

This article explores the role of trusts and funds in wealth management by analyzing their significant differences in various dimensions, including legal structures, investment methods, profit distribution, risk control, tax planning, and management approaches. It provides recommendations on how to choose the appropriate tools based on individual financial conditions and needs. Additionally, the article outlines the main differences between trusts and funds in the United States and Canada, assisting readers in better wealth planning and asset allocation.

Finance · 05/02/2025

Sanyo Electric's Q1 2025 financial report is strong, with after-tax net profit increasing by over 80% year-on-year to NT$32 million, and EPS of NT$0.12. This is attributed to strategies such as strengthening distribution channels and revitalizing land assets. The Taishan plant has been included in the urban renewal plan, which will bring considerable revenue in the future. Sanyo Electric will continue to cultivate its brand, expand its product line, and seek new investment opportunities.

Loans · 07/21/2025

After six weeks of decline, U.S. mortgage rates have risen, with the 30-year fixed rate reaching 6.72%. High home prices create concerns for buyers, but once an offer is accepted, it is crucial to follow through with the transaction steps. Assistance from banks and real estate agents is essential, and title insurance provides important protection for the deal. In the current economic climate, understanding mortgage trends and the home buying process is vital.

Taxation · 04/05/2024

Statistics from the 2024 tax season show a slight increase in the number of personal tax returns received and a rise in electronic filings. However, the number of processed returns and refunds is on the decline. The increase in total refund amounts and the average refund reflects that taxpayers' financial health remains robust. Notably, the significant growth in online access indicates that more taxpayers are utilizing digital channels for filing their taxes.

Finance · 06/28/2024

The U.S. May PCE data is set to be released, with experts generally predicting that both the overall and core PCE will decline to 2.6%. If the data exceeds expectations, it could benefit the dollar and put pressure on gold prices; if it falls short, it might trigger a rebound in gold prices. The crude oil market is showing signs of recovery, targeting $84. Tonight's data results will significantly impact future market trends.

Finance · 06/12/2025

This article analyzes the reasons behind the broad decline of the US stock market in pre-market trading on Thursday, with a focus on the quarterly performance of software giant Oracle and the potential impact of US trade policy. Despite market uncertainties, Oracle's business performance exceeded expectations, leading to a rise in its stock price, while Boeing faced a significant drop due to the impact of accidents, highlighting renewed market sensitivity to global situations.

Finance · 07/03/2025

On Thursday, US main stock index futures rose slightly, boosted by positive sentiment from the US-Vietnam trade agreement. Tesla's second-quarter delivery data caught market attention, showing a 13.5% year-on-year decline, marking its worst quarter ever, despite being close to expectations. Alibaba and TripAdvisor were engaged in financing and equity dynamics, respectively. The market is looking forward to Tesla's upcoming financial report, anticipating insights into its future developments and

Loans · 08/06/2025

The Canadian real estate market continues to face a persistent downturn, with home prices expected to decline by 8% to 10%. While a brief recovery occurred in May, overall sales remain sluggish. Additionally, diminished purchasing power and economic uncertainty have lowered enthusiasm among buyers and sellers, suppressing market demand. The central bank's policy rate may remain at 2.75%, with five-year mortgage rates projected to rise to 5.5% by the end of the year.

Finance · 01/16/2025

In December, the core inflation in the U.S. showed a slight decline, but rising inflation expectations may prompt businesses and individuals to make purchases in advance. The dollar index has risen nearly 10% since late September, while the increasing divergence in global central bank policies may further influence the dollar's trajectory. The implementation of Trump 2.0 policies poses medium to long-term risks for inflation, making it essential to closely monitor these developments.

Education · 02/17/2025

North American Education Express invites readers to share feedback on its reporting and services, helping the media continuously improve. As a non-profit, independent education news outlet, North American Education Express boasts a large subscriber base and industry partnerships, dedicated to providing high-quality North American education information. Your input will drive our continuous improvement and help us shape the future of North American education together. We value your opinions and strive to deliver the best possible educational news coverage.

Finance · 07/23/2025

The theory of business lifecycle explores the process from establishment to dissolution, revealing the characteristics and challenges of each stage. The development history of this theory and positioning methods for businesses in different lifecycle phases provide managers with solutions to better adapt to market changes and achieve sustainable development. This theory emphasizes flexibility, innovation, and adaptability, aiding businesses in finding new opportunities amid decline. Companies must engage in continuous learning and transformation to extend their lifespan and maximize value.

Finance · 08/26/2025

Capital Economics forecasts an 8% decline in US home prices in 2023, with affordability hitting a trough. Experts predict continued market adjustments, anticipating a return to stable housing transactions in 2024. Investors are advised to be mindful of market risks, carefully assess their financial situations, and seize potential opportunities during this window. While prices are expected to fall, careful planning and risk assessment are crucial for navigating the current market conditions and making informed investment decisions.

Finance · 05/23/2025

BYD surpassed Tesla in European pure electric vehicle sales for the first time in April, signaling a potential shift in the European EV market landscape. Tesla's sales decline may be attributed to slow new model launches, supply chain issues, and the rise of competitors. BYD's success stems from its technological advantages and market strategies. This milestone highlights the increasing competition in the European electric vehicle sector and BYD's growing influence as a key player challenging Tesla's dominance.

Finance · 08/13/2025

This article provides an in-depth analysis of Balancer (BAL)'s market performance and key data, including market capitalization, trading volume, circulating supply, and price fluctuation range. It also explores Balancer's unique advantages and potential risks as an Automated Market Maker (AMM) protocol. The aim is to provide investors with a comprehensive investment reference by examining its role within the broader cryptocurrency and DeFi landscape and highlighting factors influencing its value and potential for growth or decline.

Finance · 06/09/2025

American economist Richard Wolff argues that the excessive pursuit of profit in US-style capitalism has led to a systemic crisis, and the trade war is a result of its structural contradictions. He believes China's mixed economic model demonstrates institutional advantages. Instead of externalizing the crisis, the United States should learn from China's experience of strategic leadership alongside market mechanisms and undertake systemic reforms. Wolff suggests that the US needs to address the root causes of its economic problems rather than engaging in protectionist trade policies.